School KaSkOderov
What to do to the owner of the policy of the Car-KASKO, got to road accident? “Money” confirms: the main thing — to check an estimation the insurer of the damage put to the car. Otherwise it is necessary to pay off for the repair most part independently.
“Daily in Gosfinuslug arrives on the average on four complaints from owners of policies KASKO in svjati with refusals in payment of the insurance or an intended tightening of removal of the decision on insured event”, — the head of department of insurance supervision Gosfinuslug Sergey Koren speaks. According to the official, among them with an enviable regularity there are also names of the companies from first ten.
And it is no wonder, after all insurers bear serious expenses in connection with growth of quantity of road accident on roads. By hook or by crook some of them try to lower volume of payments on autoinsurance. Clients suffer from it, naturally.
Around enemies?
However, about insidiousness of insurers it is necessary to approach to stories with a good share of scepticism. Not all, but the most part zhalobshchikov as it is found out, do not receive compensation because of absence of the incident or because of non-observance of treaty provisions. Not to repeat their error, it is necessary to study attentively the Car-KASKO contract before signing, instead of after hit in failure (as there is an insurance nedeshevo — from 4,5–8 % of cost of the car a year. — Red.).
It is necessary to give special attention to specifications and other additions to the basic text of the contract, as a rule, written small trudnochitaemym a font. “Do not sign what did not read”, — lawyers unanimously advise. And they are right!
If in “cleanliness” of the policy there is a confidence on all of 100 %, the main thing — not to commit an error at a stage of settlement of losses. That comes, when the car (God forbid, certainly) has appeared in road accident. In this case it is necessary to report the matter to the insurance company — and the faster, the better.
